Arun Negi
۴ ماه قبل
Good evening Sir/Ma’am, Hope you are doing well. I am writing to inform you about an issue I am facing regarding my mobile phone insurance claim. I purchased a Vivo Y400 mobile worth Rs. 25,000 from Croma Store, Dwarka Sector-14, Vegas Mall, a few weeks ago. At the time of purchase, the salesperson clearly informed me that if the phone got damaged, it would be repaired or replaced under insurance. Unfortunately, due to an accident, my phone got damaged. I contacted the service center and also visited them personally. They asked me to fill out a link and complete the payment to start the process, which I did. After that, my phone was picked up from my home on 28/11/2025. Initially, I was told that the phone would be repaired. However, after several days, I received a call from the service center stating that the phone cannot be repaired and that I will receive only 75% of the phone’s value instead. This is very disappointing and confusing for me. If the phone was not repairable, then what is the purpose of taking insurance? Before purchase, full support was promised, but after purchase and claim filing, the service provided is completely different. I have also paid the insurance file charges, but I am still facing a loss of around Rs. 11,000. The service center staff informed me that I will receive approximately Rs. 18,000 in the form of a voucher, and that too only for the same brand. There is also very limited support or guidance from the staff. As a customer, especially from a middle-class background, this is a big loss and very frustrating. I request you to please look into this matter and provide a proper resolution. I am requesting either repair or replacement, as was originally promised. Looking forward to your support and an early resolution.